Amrock Financial
Amrock Financial
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Why Amrock?

AmRock Financial has been connecting borrowers with lenders since 2007. To date, we have provided $1 billion+ in financing for more than 400 small and mid-sized businesses in the US, Canada, Europe and Latin America. We have partnerships with a nationwide network of approximately 1600 banks and lenders to help you find the best loan option for your unique business’s needs.

Business Financing
Amrock Financial

Meet the Team

Frank Tomasino

Frank Tomasino

CEO

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Marcela Palavicini

Marcela Palavicini

Marketing & Executive Assistant

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Chalva Tchkotoua

Chalva Tchkotoua

Managing Director, Advisory Services

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Michelle Anderson

Creative Director &
Marketing Strategist, Advisory Services

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Roger Alfaro

Roger Alfaro

Head Of Partnerships

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Stephen Sibert

Stephen A. Sibert

CPG and Retail Advisor

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Ryan Knight

Ryan Knight

Business Development Officer

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Issac Davidson

Issac Davidson

Business Development Officer

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Srikant Naidu

Srikant Naidu

Business Development Officer

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Luis Tomasino

Luis Tomasino

Business Development Officer

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Federico Batlle

Federico Batlle G.

Business Develpment Officer - Advisor

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Miro Cuculiza

Miro Cuculiza

Business Development Officer

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Chad Mowlavie

Chad Mowlavie

Business Development Officer

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Moises Villalobos

Moises Villalobos

Underwriting Assistant Analyst

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Solutions

What We Do

We play a critical role in connecting borrowers with lenders. We help individuals and businesses find the right financing solutions for their needs.  We act as intermediaries, simplifying the loan application process and assisting borrowers in securing favorable loan terms.

Our services include the following:

  • Find the best loan option: First we assess your financial situation and goals and match you to the right lenders that offer the most suitable loan products for your specific needs.
  • Negotiate favorable terms: We have strong negotiation skills and will advocate on your behalf to secure better interest rates, lower fees, more liquidity, better covenants, and favorable terms.
  • Efficiency and speed: We streamline the application process, ensuring that all necessary documents are properly submitted and expediting the loan approval timeline.
  • Transparency and communication: We maintain open communication, keeping you informed about the progress of your application or addressing any questions or concerns you might have.
  • Personalized services: As your advisor, we take the time to understand your business and financial goals in order to tailor the rights capital lenders.
  • Navigate complex situation: If you have a more complicated financial situation, personal background, or bad credit history, we have the skills to help you navigate potential challenges and will find lenders willing to work with you.
SBA Loan

Why Choose Us?

Why would you do it yourself? While you focus on running your business, we can help you find the financing you need to succeed. It’s risk free!

  • You can get a free quote.
  • Single point of contact, single point of accountability
  • A One Stop Shop. More than 1,700 lenders to help you.

Our marketplace ecosystem

  • National Commercial Banks
  • Community Banks
  • Credit Unions
  • Asset-Based Lenders
  • Non Bank Lenders
  • Factoring (Domestic and International)
  • Equipment Finance
  • Inventory and Purchase Order Lenders
  • Accounts Payable Lenders
  • Revenue Loan Lenders
  • Subordinated and Mezzanine Debt Lenders
  • Family Offices
  • Private Debt Funds
  • Private Equity and Venture Debt
Amrock Financial

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Frank Tomasino

Frank Tomasino

CEO

AmRock Financial founder and CEO Frank Tomasino is regarded as an expert in B2B commerce, supply chain finance, trade finance, asset-based lending, factoring and purchase order finance. In 2007, Mr. Tomasino founded AmRock Financial in order to help small and mid-size businesses obtain the capital they need to succeed. To date AmRock Financial has provided more than $1 billion dollars in funding to over 300 international and domestic businesses. Mr. Tomasino has been invited to speak on several panels around the United States and Europe on the subject. From 1987 to 1998 Mr. Tomasino was an importer and wholesale distributor of spices, dehydrated herbs and fresh produce and understands first-hand, the challenge a business owner has in obtaining the right capital. Mr. Tomasino has also appeared on the cover of America Economia, a Dow Jones-owned Latin American magazine, and has been quoted in several industry journals, including Grocery Headquarters, Prepared Foods, VoyageMia and The Packer.

Marcela Palavicini

Marcela Palavicini

Marketing & Executive assistant

Marcela has over ten years’ experience in the marketing and advertising industry. As the CEO’s executive assistant she manages AmRock´s public relations, marketing, and social media, executing online media strategies to manage new and future client and lender relationships. She enjoys using her analytical skills to match a borrower to the right lender. She likes to spend her free time discovering lovely tropical beaches, grand adventures, and all the wonders of nature that Costa Rica has to offer.

Chalva Tchkotoua

Chalva Tchkotoua


Managing Director, Advisory Services

Chalva is a senior strategy consultant and marketing specialist leading AmRock Advisory Services. With prior leadership roles at consulting firms Cognizant Technology Solutions and Accenture, he has extensive experience with developing and driving growth strategies and marketing programs for small to midsize firms (SMB).


He has also worked with smaller private equity-backed B2B SaaS businesses in Financial Services, Communications, Media, Technology, and Retail. By analyzing key market data using AI-driven insights and analytics, he helps companies in their market positioning against key competitors and in their market expansion efforts on their journey to double-digit revenue growth.


Chalva focuses on deploying generative AI to unlock operational efficiencies and drive revenue growth. Leveraging design-thinking workshops, he helps clients envision the “art of the possible” to uncover new value opportunities. Over the past decade, he has served as an operational CMO and growth leader, partnering with companies’ sales, marketing, product, and engineering teams to craft go-to-market strategies that maximize competitive advantage, accelerating digital transformation and helping clients win market share.
 

He holds a BA in Political Science and Economics from Villanova University and is trilingual with fluency in written and spoken English, French and Spanish. 

Separately, he is a certified NAUI Search, Rescue, and Recovery diver and rescue swimmer.

Michelle Anderson

Creative Director & Marketing Strategist, Advisory Services

Michele Anderson is an accomplished marketing and creative leader with over 20 years of experience shaping impactful strategies across industries such as technology, AI, health and wellness, health-tech, food industries, education, SaaS, and retail. Renowned for her ability to distill complex ideas into clear, engaging marketing campaigns, Michele’s work consistently drives measurable results, from increased audience engagement to significant revenue growth.
 
She combines strategic insight, a visionary approach, and hands-on expertise in delivering tailored marketing solutions, making her a trusted partner in building client-focused offerings. Michele’s career reflects a commitment to innovation, collaboration, and turning challenges into opportunities to elevate brands and create lasting impact.
Roger Alfaro

Roger Alfaro

Business Development Officer

Roger has 25 years of experience doing business in Canada, the US and Latin America with different banking, financial institutions, and multinational companies. He has also worked as corporate legal counsel, insurance broker, investment and commercial banker and development director of hotels, retail, and multi-residential projects. Deals sizes ranged from $5 to $80 Million. Roger has been a member of the Board of Directors in several banks, factoring companies, guarantee programs, hotel companies and foundations. He is a licensed Mortgage Agent by the Financial Services Regulatory Authority of Ontario and a member of Mortgage Professionals Canada. Roger graduated from Stonier Graduate School of Banking of the American Bankers Association at Wharton in the University of Pennsylvania, earned a Diploma of International Trade Legal Issues from Georgetown University, graduated from the MBA Program at INCAE Business School at Costa Rica and obtained a BA in Law from Universidad Dr. Jose Matias Delgado of El Salvador. Roger speaks fluently English, Spanish, and French and some Italian and Portuguese. Roger enjoys playing golf, tennis, squash, soccer, scuba diving and reading about world history, cultures, and arts.

Stephen Sibert

Stephen A Sibert

CPG and Retail Advisor

Mr. Sibert joined AmRock Financial in 2013 as its senior advisor to guide the company’s expansion into the food and consumer foods industry. Mr. Sibert offers strategic counsel and client development as it expands its financial products into the food and consumer sector. Mr. Sibert brings more than 30 years of food manufacturing, retail and consumer packaged goods experience and contacts to AmRock and it clients.

Ryan Knight

Ryan Knight

Business Development Officer

Ryan represents AmRock Financial throughout the Southeastern United States and Midwest by collaborating with clients and potential clients to resolve funding challenges by leveraging AmRock’s established relationships with banks, hedge funds, private equity groups, and other sources to achieve unique results. Prior to joining AmRock Financial, he was employed in by both a foreign-owned tier 1 automotive supplier to OEM and by an industry-leading automotive and recreational OEM. He also continues to feed his passion to empower others by involvement in a non-profit ministry. A devoted life-long learner, he recently completed an MBA and has a B.A. in History with additional studies in International Commerce, Political Science, and the Social Sciences. Other passions include bird hunting, gardening, reading, and watching Forex and Commodities while following global logistics.

Issac Davidson

Issac Davidson

Business Development Officer

As a Business Development Officer for AmRock, Isaac Davidson’s focus is providing necessary assistance to businesses that need loans and ensuring small and midsize businesses receive the capital they need. Prior to joining AmRock in 2021, Isaac graduated with a bachelor’s degree in International Affairs and Economics from The George Washington University in Washington, DC. Isaac is currently based out of Washington, DC and he is from Syracuse, NY.

Srikant Naidu

Srikant Naidu

Business Development Officer

Srikant Naidu is a talented Business Development Officer in the AmRock Financial Team. He specializes in assisting his client’s financial requirements by providing them with the most profitable financial solutions. Srikant is known as an ambitious, conscientious, and ethical individual with the goal to help good businesses grow. Srikant is a graduate of The University of Miami Herbert School of Business class of 2021 where he majored in Finance and Marketing.

Luis Tomasino

Luis Tomasino

Business Development Officer

Luis Tomasino manages our call center office in San Jose Costa Rica and is President of Tomasino Farms. Mr. Tomasino has over 30 years experience importing and exporting food and agricultural products globally.

Federico Batlle

Federico Batlle G.

Business Development Officer - Advisor

Federico currently serves as the President of the Salvadoran American Chamber of Commerce, where he plays a pivotal role in facilitating cooperation between Salvadoran and American businesses and entrepreneurs, thereby fostering bilateral trade, investment, and cultural exchange. In addition to his leadership in the chamber, Federico holds the position of Managing Partner at Online Latin Food & Beverage. With over 15 years of industry experience, he has showcased a remarkable ability to expand client bases, drive revenue growth, and enhance brand recognition through his strategic leadership and international business acumen. Federico’s academic credentials include an MBA in International Business from Thunderbird School of Global Management and a BBA in Marketing and International Business from Texas A&M University.

Miro Cuculiza

Miro Cuculiza

Business Development Officer

Miro is a business development officer in the AmRock Financial team. Miro has a Masters in Finance from Florida International University, and a real estate license. Miro is a highly analytical and detail-oriented financial professional with 5 years of experience and brings a unique blend of financial expertise as an analyst, forecasting, and risk management. Miro loves to create effective strategies for clients looking to achieve their business and personal financial goals. Miro has strong communication and collaboration abilities which make him a valuable partner at AmRock.

Chad Mowlavie

Chad Mowlavie

Business Development Officer

As an accomplished Finance Specialist at AmRock Financial, Chad Mowlavie has helped small and mid-sized businesses secure funding for growth and success since joining the team. His unwavering commitment to supporting clients has made him a pivotal figure in the financial sector, with an extensive network of over 1,500 lenders across the United States, Canada, Europe, and Latin America. With a Bachelor’s degree in Finance from Florida International University and great experience in the industry, Chad is ready to provide personalized guidance to Amrock Financial clients. He takes a client-centered approach by understanding each client’s financial situation and goals and creates customized financial solutions that work best for them.

Moises Villalobos

Moises Villalobos

Underwriting Assistant Analyst

Moises is a proactive worker who thrives on identifying efficient and tailored solutions for our clients. With his strong expertise in underwriting, Moises plays a key role in managing active deals and supporting our team through precise decision-making and exceptional analytical skills. His ability to juggle multiple tasks and keep deadlines away ensures seamless operations and outstanding results. Moises has transitioned into his current role, taking over as the primary underwriter. Based in Costa Rica, he enjoys connecting with clients and providing the best care possible.