Asset Based Lenders | AmRock Financial

Let Our Asset-Based Lenders Help You Navigate The Turbulent Waters of Corporate Debt Finance

Since 1982, the number of small businesses in the United States has increased by 49 percent. Small and mid-size businesses account for 54 percent of all U.S. sales. Unfortunately, many of them fail due to a lack of funding needed to sustain growth. That’s where AmRock Financial can help.

AmRock Financial is a leading provider of supply-chain financing to companies throughout the United States, Canada, Europe, and Latin America. Our deals range in size from $100,000 to $100 million. Since 2007, our asset based lenders helped finance more than 350+ businesses, either directly or by leveraging our long-established relationships with more than 1500 lenders, including banks, hedge funds, private equity firms, and specialty lenders. In the past seven years, AmRock Financial has funded more than $1 billion in transactions that represent nearly $8 billion in gross sales. We are also a licensed trade credit insurance broker.

Our Approach

Our approach is quite simple

At AmRock Financial, we offer customized financial solutions to help you grow your business. In order for your business to grow successfully, you need a financial partner who understands your objectives and has the solutions to help you meet your goals. We serve a variety of industries, domestic and international. At AmRock Financial, we will:

Review your current financial situation and your goals
Outline multiple lending options
Identify the right lender for you
Help you negotiate the best terms and conditions for your loan
Obtain the best rates in the marketplace
Provide you with a free quote
Finance your business as soon as possible

WHY CHOOSE AMROCK FINANCIAL

Thousands Of Businesses Worldwide Choose AmRock

Long track record of successfully financing hundreds of businesses worldwide

Direct lending to qualified businesses

Relationships with more than 1500 lenders, including banks, second-tier banks, credit unions, hedge funds, private equity lenders, commercial lenders, equipment lenders and unsecured lenders

Licensed Credit Insurance agent and registered with EXIM bank

Risk management insurance on domestic and international accounts receivable for banks, factors and businesses

Ability to structure multiple lenders

Provide businesses with more liquidity

MEET OUR TEAM

Frank Tomasino

CEO

Frank Tomasino

CEO

AmRock Financial founder and CEO Frank Tomasino is regarded as an expert in B2B commerce, supply chain finance, trade finance, asset-based lending, factoring and purchase order finance. In 2007, Mr. Tomasino founded AmRock Financial in order to help small and mid-size businesses obtain the capital they need to succeed. To date AmRock Financial has provided more than $1 billion dollars in funding to over 300 international and domestic businesses. Mr. Tomasino has been invited to speak on several panels around the United States and Europe on the subject. From 1987 to 1998 Mr. Tomasino was an importer and wholesale distributor of spices, dehydrated herbs and fresh produce and understands first-hand, the challenge a business owner has in obtaining the right capital. Mr. Tomasino has also appeared on the cover of America Economia, a Dow Jones-owned Latin American magazine, and has been quoted in several industry journals, including Grocery Headquarters, Prepared Foods, VoyageMia and The Packer.

Chalva Tchkotoua

Marketing Strategy Advisor and Revenue Operations

Chalva Tchkotoua

Marketing Strategy Advisor and Revenue Operations

Chalva serves as a marketing strategy advisor to Amrock Financial. He has held senior marketing leadership roles at global technology consulting firms Cognizant Technology Solutions, Accenture in addition to companies such as Time Warner Cable Business Services (prior to Charter acquisition). He has also helped scale private equity backed B2B SaaS businesses that were going through a hyper-growth phase. He started his career at Young & Rubicam, where he worked in their London, New York and Miami offices focused on B2B and consumer technology. He also sits on the advisory board of mixed reality company HyperTunnel. He has extensive experience helping companies develop their market strategy, driving brand awareness and ensuring they are maximizing their competitive advantage transforming their organization into a digital business. Using data-driven customer insights and AI, he is an expert in marketing technology that improves customer acquisition, optimizes retention and drives double digit revenue growth. Chalva has a BA in Political Science from Villanova. He is also a certified NAUI Search, Rescue and Recovery diver.

Marcela Palavicini

Marketing & Executive assistant

Marcela Palavicini

Marketing & Executive assistant

Marcela has over ten years’ experience in the marketing and advertising industry. As the CEO's executive assistant she manages AmRock´s public relations, marketing, and social media, executing online media strategies to manage new and future client and lender relationships. She enjoys using her analytical skills to match a borrower to the right lender. She likes to spend her free time discovering lovely tropical beaches, grand adventures, and all the wonders of nature that Costa Rica has to offer.

Roger Alfaro

Business Development Officer

Roger Alfaro

Business Development Officer

Roger has 25 years of experience doing business in Canada, the US and Latin America with different banking, financial institutions, and multinational companies. He has also worked as corporate legal counsel, insurance broker, investment and commercial banker and development director of hotels, retail, and multi-residential projects. Deals sizes ranged from $5 to $80 Million. Roger has been a member of the Board of Directors in several banks, factoring companies, guarantee programs, hotel companies and foundations. He is a licensed Mortgage Agent by the Financial Services Regulatory Authority of Ontario and a member of Mortgage Professionals Canada. Roger graduated from Stonier Graduate School of Banking of the American Bankers Association at Wharton in the University of Pennsylvania, earned a Diploma of International Trade Legal Issues from Georgetown University, graduated from the MBA Program at INCAE Business School at Costa Rica and obtained a BA in Law from Universidad Dr. Jose Matias Delgado of El Salvador. Roger speaks fluently English, Spanish, and French and some Italian and Portuguese. Roger enjoys playing golf, tennis, squash, soccer, scuba diving and reading about world history, cultures, and arts.

Stephen A Sibert

CPG and Retail Advisor

Stephen A Sibert

CPG and Retail Advisor

Mr. Sibert joined AmRock Financial in 2013 as its senior advisor to guide the company’s expansion into the food and consumer foods industry. Mr. Sibert offers strategic counsel and client development as it expands its financial products into the food and consumer sector. Mr. Sibert brings more than 30 years of food manufacturing, retail and consumer packaged goods experience and contacts to AmRock and it clients.

George Hatten

Business Development Officer

George Hatten

Business Development Officer

George is a native Miamian and a licensed insurance agent in Florida, Texas, and California. Prior to joining Amrock, he served on active duty in the U.S. Navy as an electronics technician and continues to serve in the Navy Reserve where he has been deployed to Afghanistan as part of Operation Enduring Freedom. He has a BS in Education from Florida International University and was also an educator in the Miami-Dade County Public Schools system.

Luis Tomasino

Business Development Officer

Luis Tomasino

Business Development Officer

Luis Tomasino manages our call center office in San Jose Costa Rica and is President of Tomasino Farms. Mr. Tomasino has over 30 years experience importing and exporting food and agricultural products globally.

Srikant Naidu

Business Development Officer

Srikant Naidu

Business Development Officer

Srikant Naidu is a talented Business Development Officer in the AmRock Financial Team. He specializes in assisting his client's financial requirements by providing them with the most profitable financial solutions. Srikant is known as an ambitious, conscientious, and ethical individual with the goal to help good businesses grow. Srikant is a graduate of The University of Miami Herbert School of Business class of 2021 where he majored in Finance and Marketing.

Ryan Knight

Business Development Officer

Ryan Knight

Business Development Officer

Ryan represents AmRock Financial throughout the Southeastern United States and Midwest by collaborating with clients and potential clients to resolve funding challenges by leveraging AmRock’s established relationships with banks, hedge funds, private equity groups, and other sources to achieve unique results. Prior to joining AmRock Financial, he was employed in by both a foreign-owned tier 1 automotive supplier to OEM and by an industry-leading automotive and recreational OEM. He also continues to feed his passion to empower others by involvement in a non-profit ministry. A devoted life-long learner, he recently completed an MBA and has a B.A. in History with additional studies in International Commerce, Political Science, and the Social Sciences. Other passions include bird hunting, gardening, reading, and watching Forex and Commodities while following global logistics.

Isaac Davidson

Business Development Officer

Issac Davidson

Business Development Officer

As a Business Development Officer for AmRock, Isaac Davidson's focus is providing necessary assistance to businesses that need loans and ensuring small and midsize businesses receive the capital they need. Prior to joining AmRock in 2021, Isaac graduated with a bachelor's degree in International Affairs and Economics from The George Washington University in Washington, DC. Isaac is currently based out of Washington, DC and he is from Syracuse, NY.

Miro Cuculiza

Business Development Officer

Miro Cuculiza

Business Development Officer

Miro is a business development officer in the AmRock Financial team. Miro has a Masters in Finance from Florida International University, and a real estate license. Miro is a highly analytical and detail-oriented financial professional with 5 years of experience and brings a unique blend of financial expertise as an analyst, forecasting, and risk management. Miro loves to create effective strategies for clients looking to achieve their business and personal financial goals. Miro has strong communication and collaboration abilities which make him a valuable partner at AmRock.

Chad Mowlavie

Business Development Officer

Chad Mowlavie

Business Development Officer

As an accomplished Finance Specialist at AmRock Financial, Chad Mowlavie has helped small and mid-sized businesses secure funding for growth and success since joining the team. His unwavering commitment to supporting clients has made him a pivotal figure in the financial sector, with an extensive network of over 1,500 lenders across the United States, Canada, Europe, and Latin America. With a Bachelor's degree in Finance from Florida International University and great experience in the industry, Chad is ready to provide personalized guidance to Amrock Financial clients. He takes a client-centered approach by understanding each client's financial situation and goals and creates customized financial solutions that work best for them.

Judy De los Reyes

Underwriting Assistant Analyst

Judy De los Reyes

Underwriting Assistant Analyst

Meet our underwriting Assistant Analyst Judy de los Reyes. She is a natural problem-solver and enjoys finding the best solutions for our clients. Judy plays an integral role in the underwriting process, providing support to our team with exceptional organizational and time management skills allowing her to efficiently manage multiple tasks and meet tight deadlines.She formerly lived in Miami,and has now moved to our Costa Rica office and enjoys spending her free time exploring this beautiful country.